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How does Rewards Checking work?
 

Once you are enrolled, each purchase you make using your debit card will earn you points toward rewards. The points can be redeemed at the UChooseRewards.com website.

How do I earn points?

Simply using your debit card to make purchases, instead checks or cash, is the easiest way to earn points. Whether it's at the grocery store, the restaurant or the 24-hour gas pump, every purchase made with your debit card will increase your point totals.

Some merchants may offer “bonus points,” too. When you're getting ready to make a purchase, click into the “Earn Points” tab of the UChooseRewards.com website to see if a store or provider is offering any special incentives.
 

How do I know how many points I have?

You can get your current points balance at any time, just by logging into the UChooseRewards.com website.

How do I redeem my points?

Use the UChooseRewards.com website to shop for the items you'd like to get using your points. Then, use the points in your account to “buy” the selected item.


Can I earn points from stores that are not on the Rewards Checking website?

Yes. Every purchase you make using your debit card will earn points – whether the store participates in Rewards Checking or not. But, generally, you'll earn more points for making a purchase by using a store that is part of the program.


What kinds of items can I get by redeeming points?

It's virtually unlimited. Everything from electronics to clothes, housewares to vacation packages. Even gift cards. Just browse the selections on UChooseRewards.com to see the thousands of things that you can get by redeeming your points.
 

Can I get cash for my points?

No. These points do not have a “cash value,” and cannot be exchanged for cash. However, you can redeem your points for gift cards, good at participating retailers, which can be used like cash at the issuing store.


Where can I learn more about how Rewards Checking works?

Of course, you can always ask us! We'll be happy to find answers to any of your questions.

Periodically, you'll also receive mailings that will give you the latest information on which retailers have joined the program and other important information.

And, you'll find that UChooseRewards.com is a great place to get information, check for deals, and get the very latest news about our amazing rewards program! Enroll today, and start getting all the benefits of Rewards Checking!