1.26% APY* on your balance!

Introducing eCentive Account. Everything you want in a bank account.

Earning these rewards is simple... just use the services we're giving you with the account:

  1. Use your debit card at least ten times per cycle. (Sorry, ATM withdrawals do not count as debit card transactions.)
  2. Establish at least one regular direct deposit of a payroll or government check per cycle, or set up an automatic debit.
  3. Receive Electronic Statements, known as e-Statements.

If you have questions, please visit our Help Center, or contact us for assistance.


*1.26% APY paid on balances between $.01 and $25,000*. To qualify for rewards, you must: (1) Make 10 or more check card transactions per month (excluding ATM transactions), (2) Have at least one direct deposit or automatic payment (ACH) per month, and (3) Receive E-Statements. If you do not meet the requirements during a monthly statement cycle, you will earn the base APY of .05% on all balances of $.01 and greater. Fees could reduce earnings. APY as of 4/1/13. We may change the interest rate at any time after after the account is opened. You must deposit a minimum of $50 to open this account. Available to personal accounts only. If you do not meet the monthly requirements you will not receive ATM refunds for that time period. ATM refunds up to $25 per month.
*The interest rate on balances over $25,000 is .10%.